Can An NRI Claim TDS Refund on Property Sale?
Yes. Here's the ITR filing route, expected timelines and how to repatriate the refund to your overseas account.
Where the refund comes from
TDS on NRI property sale is deducted on the entire sale value — but tax is actually due only on the capital gain. The gap is your refund. To claim it, file your Indian Income Tax Return for the year of sale with the gain computed using indexation and any Section 54 / 54EC reinvestment.
Timelines and credit
Refunds are typically processed within 6–9 months of a cleanly filed return. The amount is credited to the NRO bank account linked to your PAN, with interest from the assessment year onwards.
Repatriating the refund abroad
Once credited, the refund can be repatriated to your US, UK or Canadian account through Form 15CA / 15CB by your bank, within the USD 1 million per financial year per NRI limit.
The cleaner path: avoid the over-deduction
Filing Form 13 before sale (Lower Deduction Certificate) avoids most of this hassle in the first place. Refund filings are the backup plan, not the primary one.
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